Protecting Automotive History

For an amazing experience in automotive history, a trip to Cuba might be in order. However, the beauty of the classic automobile has not been lost on American collectors. If you have painstakingly refurbished your old hot rod or if you’ve bought a timeless showpiece, your investment goes beyond a financial decision. By purchasing the right antique classic car insurance., you invest in the sentimental worth of the car.

There are some qualifications before you can consider classic car insurance. While it’s an insurance policy that offers many traditional coverage areas, it’s reserved for cars over twenty-five years old that are used on a limited basis and have been restored, preserved or maintained. Active restoration projects are generally accepted as well.
Types of coverage areas could include:

  • Collision
  • Liability
  • Comprehensive
  • Uninsured Motor Vehicle/Underinsured Motor Vehicle
  • Medical Payments/No Fault
  • Death, Dismemberment and Loss of Sight
  • Emergency Road Service
  • Loss of Earnings

Antique classic car insurance. is generally cheaper than standard auto policies since the vehicle is often limited to driving for parades, exhibitions or club shows. You and your agent will determine the value of the car, and typically, a total covered loss claim pays the worth of car and not the actual cash value. Check with a specialty carrier for more information!